Retail is the sale of goods and services from individuals or businesses to the end-user.

At Seabury, Copland & Anderson, retail insurance is considered one of our expertise areas of insurance.  We have established relationships with numerous insurance carriers to ensure our clients receive the broadest coverage at the most competitive pricing.

Most retail businesses can obtain the broadest coverage through ‘Business Owners Policies’, or ‘BOP’ policies.


BOP policies afford coverage for:

Property insurance for buildings and contents owned by the company

Liability Protection – which covers your company’s legal responsibility for the harm it may cause to others – resulting from things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations, or errors in services provided.

Business Interruption insurance – which covers the loss of income resulting from a fire or other covered loss that disrupts the operations of your business.


Established in 1939, Seabury, Copland & Anderson  has the experience and expertise to help find the best carrier for your individual needs to insure the continued uninterrupted operation and protection of your retail business.